Thunder Bay's Counselling Centre is seeing a jump in the number of people coming to them for help with their finances. Manager Sheri Fata says they've seen a 28 percent increase in the number of their clients and most of the time its after they've already racked up a debt. Fata says they hope people will be smart when it comes to their holiday spending. Fata made the comments during a celebration of Credit Education Week and wants to remind the public that their services are free and they're here to help.