One city official is thankful there are no serious injuries to report  from a morning traffic accident.   A 2 car mishap at the intersection of  Balsam and the Thunder Bay Expressway hit home for Fire Chief John  Hay.  His 21 year old daughter was involved in that accident that took  place around 10 o'clock.   Hay says it was his daughter who called him  to say she was okay.  Another person was taken to hospital for  observation.